View Jobs at Fadac Resources and Services |
Full Time |
Posted 5 years ago |
Job Title: Credit Officer
Location: Lagos
Job Type: Full time
Industry: Financial Services
Job Description
- This involves prospecting for new clients through outbound telephone and in person calling.
- Assist with processing of all loans originated and managed by the unit.
- Develop and manage client relationships with a particular emphasis on clients and loan programs.
- Attend networking groups and events
- Interviewing loan applicants
- Collecting and analyzing information which reflects the current credit worthiness of prospects.
- Presenting loan recommendations to the Head of Credit and loan as appropriate. It also involves working with the Bank’s operations team to
- Set up a client’s new accounts and preparing portfolio for loan examinations and audits.
- Establish, and negotiate where necessary, the terms under which credit will be extended, including the costs, repayment method and schedule, and collateral.
- Monitor and manage loan repayment activities of own portfolio.
- Meet assigned budget and goals.
- Assist with processing of all loans originated and managed by the unit.
- May perform related duties as assigned or as the situation dictates.
Requirements
- BSc Business Administration or related field.
- 3 years proven work experience.
- Knowledge of all aspects of credit and loans processes
- Excellent verbal and written skills in order to communicate effectively with clients, prospects, while maintaining a high level of confidentiality.
- A high degree of client service and administrative skills including knowledge of Microsoft Office programs such as Outlook, Word and Excel.
- Ability to organize and prioritize in situations where changes frequently occur.
- Strong credit and analytical skills. Attention to detail is critical.
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Job Features
Deadline | 30th January, 2020. |