View Jobs at Accion Microfinance Bank Limited |
Full Time |
Posted 5 years ago |
Job Title: Credit Monitoring Officer
Location: Lagos
Job Type: Full Time
Job Responsibilities
- To check and review all disbursed loans to confirm the approved terms and conditions are correct and in line with the approval.
- Review the checklists and documentations for completeness and accuracy based on product requirements.
- Conduct loan utilization monitoring and review and prepare a report actionable by the decision makers.
- Conduct periodic spot checks to client sites to confirm loan performance, utilization, customer existence etc.
- Obtain evidence of capacity and confirm customers? continued capacity to meet loan obligation and submit report to Credit Risk Manager for input into IFRS 9 computation.
- Review monthly turnover covenant for customers and advise customers through branches of non-compliance if there is any.
- Keep regularly follow up with branch for the list of poor performed loans and update result in timely manner.
- Review all loans requiring insurance compensation for timely resolution and settlement.
- Coordination with legal department or branch on title collateral documentations and completeness
Qualification & Experiences
- Bachelor’s degree or its equivalent in Computer Science, Business, Accounting, Finance, and Economics.
- Direct experience credit operations in a bank
Key Performance:
- Proven analytical skill and ability to work with minimal supervision.
- Ability to perform under pressure and accept varied responsibilities
- Proven problem solving and investigative skills
- Excellent time management skill to perform efficient and productive work
- Proven negotiation skill
- Ability to coordinate branch Account officers/Supervisors.
- Good time management skill
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Job Features
Deadline | 13th February, 2020. |