View Jobs at Jemi Neil Consulting (JNC) |
Full Time |
Victoria Island |
Posted 4 years ago |
Jemi Neil Consulting is recruiting candidates for a Credit Risk Officer.
JOB TITLE: Credit Risk Officer
JOB LOCATION: Victoria Island, Lagos
JOB DETAILS:
- We seek to engage the services of a Credit Officer to facilitate lending for their company by assessing creditworthiness. The Credit Officer will be responsible for preparing loan applications, evaluating clients’ financial information and calculating risk ratios.
- To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Job Responsibilities
The credit risk officer will assist the Risk Department to:
- Perform risk assessments and review the credit application submitted by front line officers; exercise credit judgment; and make sound credit recommendations and / or decisions;
- Perform pro-active on-going credit monitoring and risk management on the client as well as portfolio level;
- Ensure all internal credit policies and procedures are adhered to and help to develop or enhance such policies and procedures;
- Ensure on-going compliance with regulatory requirements;
- Analyze risks and approve or reject loan requests, review clients’ financial status, evaluate creditworthiness and risks, calculate financial ratios (e.g. Debt to Income Ratio and interest rates)
- Set up payment plans
- Help to prepare various credit reports to be presented to Senior Management;
- Ensure all transactions have full and proper documentation.
Job Requirements
- University degree holder or above in Management, Business Administration, Finance, Economics, Accountancy or related discipline;
- At least 2 years’ experience in corporate lending or credit risk management;
- Good understanding of the risk issues across a wide variety of corporations, industries and regions;
- Good analytical, communications and interpersonal skill;
- Good report writing skills
- Proficiency in use of MS Word, Excel and PowerPoint.
How to Apply
Interested and qualified candidates should forward their CV and Cover Letter (Highlighting similar work experience) to: [email protected] with the email subject as “Credit Risk Officer “.
Note: Candidate must reside on the Island.
Job Features
Job Category | Administration/ Office/ Operations |
Deadline | 28th May, 2020. |