View Jobs at Fidelity Bank |
Full Time |
Lagos |
Posted 8 months ago |
We are recruiting to fill the position below:
Job Title: Team Lead, Loan Portfolio Monitoring & Reporting
Location: Lagos
Employment Type: Full time
Job Objective(s)
- Provide management with up-to-date information and advice on portfolio quality, limits, mix, risk profile and yield.
- Proactively assist in managing risk/exposure for assigned portfolios ensuring compliance with Credit Policy and plans of action.
Duties & Responsibilities
- Track borrowing accounts to ensure that facilities run in line with approved (limits, pricing, turnover covenant, clean-up cycle, expiration, etc.)
- Review exception reports on accounts for escalation.
- Review monthly report on the directorate loan performance for management use.
- Review quarterly report of directorate’s loan book in line with prudential guidelines.
- Review accounts to be placed on watch list for CAC meetings based on observed warning signals / triggers.
- Review transactions pre-disbursement on selected transactions
- Review inventory to ensure adequacy of product to cover exposure.
- Authorize release of stock after confirmation of payment and/or other conditions are in place.
Qualifications
- Bachelor’s Degree minimum of 2.2, master’s degree, certification in Institute of Chartered Accountants of Nigeria, Chartered Risk Managers Institute and other professional bodies will be added advantage.
Experience:
- Minimum of 5 years on similar role.
Reporting Relationships:
- Functionally reports to the Group Heads, Administratively reports to the Divisional Head.
Certifications:
- Any of the following: ACCA, CRMI, CIBN, PMP, ICAN
Experience / Skills:
- Must possess high level of integrity and dependability with a strong sense of urgency and results-orientation.
- Experience or knowledge about credit risk management.
- Must have experience monitoring risk and compliance across a group of diverse obligors.
- Good knowledge of Collateral Management of Export Commodities and Oil & Gas downstream operations
- Prior experience leading a minimum of 3 team members.
- Must possess deep and practical strategic thinking abilities and robust business acumen.
- Must be detailed yet with a strong appreciation for urgency (when necessary).
- Must possess leadership skills and the capacity to drive team members to achieve set priorities.
- Strong problem solving and creative skills and the ability to exercise sound judgment and make decisions based on accurate and timely analyses.
- Strong and charismatic individual with solid pedigree and experience managing change and building high performing teams.
- Self-assured and internally motivated individual driven to succeed and make a difference.
Application Closing Date
Not Specified.
Deadline: February 29, 2024
Job Features
Job Category | Team Lead |