View Jobs at Bethsaida Group |
Full Time |
Oyo |
Posted 3 years ago |
Job Title: Junior Credit Analyst
Job Location: Ibadan, Oyo
Job Details:
- Daily generation and computation of the bank’s PAR with (1) System PAR (2) Real PAR (3) Regulatory PAR (4) Analysis of the effects of the ratios
- Preparation of the loan officer PAR ratio against the next credit review meeting
- Compute and advise on the repayment amount due or loan paid off amount due upon request
- Reconcile credit files and identify variances and return to LPO for regularization
- Thorough analysis of loan appraisals (financial statement analysis and identifying risk involve) for all loans
- Keep up to date with the bank’s lending protocols and ensuring compliance till paid off
- Analyze overdrawn account and making recommendations to the Head of credit for reversal or settlement by the customer
- Prepare and analyze the bank sectorial / industrial participation using models, graphs and ratios considering the regulatory requirement in order to advise and give direction to the bank
- Continuous review of loan accounts to ensure that all income earned are recorded and customers’ accounts correctly and completely credited /debited
- Populate and compute the credit ratios as required by the regulatory bodies on daily basis to determine the bank compliance and adjustments required
- Back up for the Credit Assuarance Officer / Loan Processing Officer as required
- Daily/Weekly report on other team members’ activities and report the bank daily PAR for measurement
- Monthly prepare of the department report on or before the 3rd working day of the month and submit to the Head of department for review
- Daily generation, computation and analysis of the bank par ratio.
Requirements
- Bachelor’s Degree in Finance, Accounting or other Business-related fields
- 3 – 5 years of experience in similar role in a Microfinance banking sector
- Strong proficiency in MS Office and general computer use
- Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision
- Strong attention to detail and ability to notice discrepancies in data
- Impeccable understanding of financial statements, ratios, and concepts.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should send their CV and / or Cover Letter to: [email protected] using the Job Title as the subject of the mail.
Job Features
Job Category | Accounting / Audit / Finance |