View Jobs at Branch International |
Full Time |
Lagos |
Posted 3 years ago |
JOB TITLE: Credit Analyst
JOB LOCATION: Lagos, Nigeria
JOB DETAILS:
- Branch launched in Nigeria in early 2017 and has seen rapid adoption and growth. As a company, we are passionate about our customers, fearless in the face of barriers, and driven by data.
- You will help to solve analytical problems across the organization and grow profitability by proposing product and strategy changes. You will make data-driven decisions to optimize performance in various areas across the product, growth, and operations strategy. This role will report directly to the Credit and Analytics manager.
Responsibilities
- Build and maintain a user-level valuations model to inform future product and marketing decisions and analyze drivers of profitability
- Monitor and update credit policy to optimize for company risk, profitability, and growth targets
- Propose data-driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production
- Monitor the company portfolio to identify trends, and lead weekly credit committee meeting to share performance updates and analysis
- Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts
- Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitability
- Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis
Qualifications
- 3-5+ years of relevant experience
- Fluency in SQL, R/Python, or similar statistical analysis tool is required
- Previous experience in analytics and/or quantitative modeling, using large datasets
- Experience analyzing, visualizing, and communicating impactful insights to management, investors, and/or auditors
- Strong strategic thinking and problem-solving skills
- Enthusiasm for working across cultures, functions, and time zones
Benefits of Joining
- Mission-driven and fast-paced, entrepreneurial environment
- Competitive salary and equity package
- A collaborative and flat company culture
- Fully-paid Premium Plan medical coverage
- Generous vacation policy
- Generous child bonding leave policy
- Pension Benefit and Life Insurance
- Discretionary trips to our offices across the globe, with global travel medical insurance (when it’s safe to travel!)
- Flexible working hours
- Weekly team meals and social events (virtual for now!)
Apply Now
Job Features
Job Category | Analyst/ Quality Control |