JOB TITLE: Credit Administration & Remedial Officer
JOB LOCATION: Lagos Island, Lagos
Job Responsibilities
- To continually ensure the Portfolio At Risk (PAR) within the bank’s risk assets is driven below the set regulatory benchmark through effective engagement of default customers/guarantors, enforcement agencies and other stakeholders within the bank.
- Daily monitoring of the loan portfolio to avoid delinquency.
- Making outbound collection calls to debtors and working with Loan/Account Officers (where necessary) to engage debtors for follow up on payment.
- Devising customized recovery strategy on a case-by-case basis.
- Consistently reducing the non-performing loans owed to the bank.
- Carrying out daily recovery exercise.
- Maintain accurate up-to-date customer accounts information.
- Preparing letter of demand notice to the debtors.
- Executing approved/agreed foreclosure on collaterals.
Requirements
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- Candidates should possess a Bachelor’s Degree with 4 – 6 years work experience.
Competencies:
- Good knowledge of credit products and related bank’s policies and regulations.
- Good knowledge of the Prudential Guidelines relating Microfinance Banks.
- Computer literacy.
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Note: Only qualified candidates will be contacted.
Deadline: March 31, 2022
Job Features
Job Category | Risk/Credit/Finance/Insurance/Investment |