JOB TITLE: Credit Analyst
JOB LOCATION: Ikoyi, Lagos
Employment Type: Full-time
JOB DETAILS:
- Our client is looking for a professional Credit Analyst to determine our client’s customers’ creditworthiness.
- The successful candidate will analyze financial data to evaluate the likelihood of a borrower honoring their financial obligations.
Responsibilities
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- Assess creditworthiness of existing or prospective clients
- Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
- Complete ratio, trend, and cashflows analyses and create projections
- Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
- Determine in depth the degree of risk involved
- Carefully analyse data and produce clear and objective reports
- Routinely monitor loans for compliance
- Adhere to credit policy and guidelines
- Monitor corporate portfolio asset quality on an ongoing basis
- Draft models of credit information that predict trends and patterns
Requirements
- B.Sc Degree in Business, Finance, Statistics, or related field
- Proven 1-3 years working experience as a credit analyst
- Proficiency in statistical packages and financial software
- Up to date with legal, compliance and market risk related issues
- Ability to analyze cash flows, leverage, collateral and customer strength
- Strong communication and presentation skills
- Sound judgement.
Salary
Competitive.
Application Closing Date
Not Specified.
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Job Features
Job Category | Risk/Credit/Finance/Insurance/Investment |