JOB TITLE: Credit Analyst
JOB LOCATION: Abuja (FCT)
Employment Type: Full-time
JOB DETAILS:
- The incumbent will evaluate customers loan applications in line with the banks credit policy.
- Identify critical risks in credit request and provide advisory on how requests can be restructured in line with the banks risk appetite.
Major Responsibilities
- Continuously analyse and recommend improvement on credit risk management framework, processes and systems.
- Evaluating and reviewing of clients’ credit proposals for approval decision based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
- Prepare the credit appraisal and review forms for approval within the agreed turnaround time
- Ensure loan documentation in line with product program and credit policy of the bank and ensure that any breaches are properly authorised at the correct approving level
- Recommendation of credit proposals to Management for Approval
- Monthly rendition of credit data to credit bureau and periodic update of customer information
- Periodic review and update of Credit Policy, Credit Product Papers to facilitate efficient work flow
- Conducting credit search from an approved Credit Bureau for facilities.
Requirements
- Candidates should possess a Bachelor’s Degree with at least 3 years relevant work experience.
Key Skills and Competencies:
- Analytical skills
- Good communications
- Good knowledge of accounting and relevant lending ratios
- Strong financial analysis skills
- Able to assess character of potential clients.
HOW TO APPLY
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.
Deadline: December 26, 2022
Job Features
Job Category | Risk/Credit/Finance/Insurance/Investment |