JOB TITLE: Credit Analyst Lead
JOB LOCATION: Abuja (FCT)
Employment Type: Full-time
JOB DETAILS:
- The credit analyst team lead is responsible for the proper organization of credit analyst unit, fast and reliable decision-making process, and efficient cooperation between the business and credit administration units.
Major Responsibilities
- Organizes credit analysts to review and evaluate loan applications submitted by Loan Officers to identify potential risks of the borrower
- Conduct training for branch staff on credit assessment in conjunction with HR department.
- Take part in analyzing industry & segment risk and recommend appropriate approval criteria.
- Involvement in product development to reflect market requirement & release to improve the company profitability & substantially.
- Cooperate with different department & work with branches to solve the operational & credit related issues
- Proper and fast redistribution of loan applications, ensuring the highest processing speed of applications.
- Assists credit analysts to verify the accuracy of information received and calculations made during the financial analysis.
- Propose changes and improvements to the existing process to achieve maximum efficiency in the decision-making process
- Evaluate the performance of loan officers and PMs in their ability to conduct proper financial analysis of potential borrowers
- Identify and report suspicious transactions and decisions to management
- Guarantee the confidentiality of processed information, both clients and institution
- Develop and enhance the Credit Reporting & Monitoring framework which meets the requirements of various external & internal stakeholders.
- Recommend for Approval or rejection of loan requests, based on credibility, financial analysis and evaluation of the loan requests
- Upload data on credit customers to the credit bureau portals every month.
- Ensure compliance with all credit policies, procedures and regulations.
Requirements
- Candidates should possess a Bachelor’s Degree with a minimum of 5 years experience.
Key Skills and Competencies:
- Good organizational, communication and presentation skills
- Experience in credit underwriting of microfinance clients
- Experience in staff management
- Ability to make independent decisions
- Good time management
- Strong educational skills
HOW TO APPLY
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.
Deadline: December 26, 2022
Job Features
Job Category | Risk/Credit/Finance/Insurance/Investment |