JOB TITLE: Credit Officer
JOB LOCATION: Port Harcourt, Rivers
JOB DESCRIPTION:
- We are seeking to employ a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.
- Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
- Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.
Responsibilities
- Review loan requests.
- Assess clients’ financial status.
- Evaluate creditworthiness and risks.
- Contact clients to gather financial data and documentation.
- Analyze risks and approve or reject loan requests.
- Calculate financial ratios (e.g. credit scores and interest rates).
- Set up payment plans.
- Maintain updated records of loan applications.
- Follow up with clients about loan renewals.
- Monitor progress of existing loans.
Requirements
- Candidates should possess an HND / B.Sc in Banking and Finance, Economics or related field.
- Minimum of 2 years work experience.
- Proven work experience as a Credit Officer, Loan Officer or similar role.
- Hands-on experience with lending procedures and products.
- Ability to create and process financial spreadsheets.
- Strong analytical skills.
- Customer service experience
How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the email.
Job Features
Job Category | Credit Analyst, Risk/Credit/Finance/Insurance/Investment |