Job Title: Officer, Trops & Loans
Location: Victoria Island, Lagos
Job Schedule: Full time
Key Responsibilities
Financials:
- Ensure all budgeted items are not exceeded.
Process:
- Process daily Loans/Deposits transactions after checking and confirming the details in line with the checklist
- Call over previous day’s transactions. Take cognizance of the MIS, settlement account number, and other relevant details
- Ensure the call over and error log register is properly updated and signed.
- File acknowledge copies of BACP letters, and notes
- Time stamp processed tickets after call over, file according to references. Make copies of Assets tickets and file
- Forward original tickets (Assets and Liabilities) to the Unit RICO. Ensure the Unit Rico acknowledge receipts by appending the RICO register.
- Prepare Weekly/Monthly proof and forward to supervisor(s)
- Ensure accuracy of accounting entries
- Complete the pending Ticket Log (if any) and submit to supervisor
- Ensure tickets with issues are returned immediately to FI /Treasury. On no condition should tickets with issues be left till the next day
- Prepare and update the Volume statistics daily, sent to the designated officer on Monday before 9.am
- Complete the FI/Treasury/CAD Exception report and submit daily to supervisor.
- Processing of Loan transactions
- Ensure proper accounting entries are posted i.e booking and journal entries where applicable
- Follow up on tickets with unresolved issues
- Daily proof of accounts and submission to unit head /deputy
- Ensure that Pre-Liquidation instructions received are promptly processed
- Preparation and debiting of Periodic fees taken monthly on loans to client’s accounts via Upload Monitor Daily call back
- Daily call over of processed transactions and ensure discovered errors are recorded and corrected appropriately
- Ensures call back register is updated daily and exceptions / wrong postings are duly registered
- Submission of daily tickets to designated ACG staff in the unit
- Ensure no unauthorised transaction is left on exception before EOD
- Assist with general process improvements and process initiatives on the desk
- Subject Matter Expert on the Loans & BACP desk (Liaise with Treasury /FIS/ Credit Factory / CAD/Corporate Bank on new products )
- Facilitate general process improvements and process initiatives on the desk
- Unit Secretariat
Experience & Qualifications
- A Good University Degree with a minimum of 2.2 or HND (With PGD or Masters) with a minimum of 2.1 in any discipline.
- Minimum of 2 years working experience in Branch & Head Office operations of a commercial Bank and/or Audit Firm, Treasury operations and Loan experience, some of which must have been spent performing a similar role in a leading commercial bank. Exceptional candidates with a solid track record but fewer years of experience will also be considered
- Possession of an advanced degree or professional certificate will be considered an advantage
Skills, Capabilities & Personal Attributes:
- Sound core credit skills
- Exposure to process re-engineering
- Interpersonal skill
- Leadership / Supervisory
- Analytical/problem solving skill
- Computer appreciation (word- processing/Spreadsheet/PowerPoint)
- Excellent customer service orientation
- Database Management
- Strong knowledge of banking operations, audit, products & customer segmentation
- Strong accounting knowledge.
Apply Now
Deadline: May 12, 2023
Job Features
Job Category | Loan Recovery Officer |