JOB TITLE: SME Officer
JOB LOCATION: Bodija, Dugbe & Iwo Road (Ibadan), Oyo
Employment Type: Full-time
Supervisor: Reporting to Head SME Manager
JOB DETAILS:
- Prospect new clients and assist them for loan applications.
- To analyse and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
- Conducts loan appraisal and collects detailed information (personal, business, and guaranties) and arranges to open a new loan account.
- Prepares and executes loan contracts and arrange for disbursement of loan in kind.
- Have good knowledge about guidelines of the regulatory body and be able to prepare loan reports for internal and external use.
- Monitors the loan and follows up on the timely repayment.
- Maintain contact and maintain good relationships with clients.
- Ensure full compliance with all in-place Baobab policies & procedures and with audit recommendations.
Position scope:
- SME Loan Officer is responsible for processing loan applications for SME and corporate clients, as well as monitoring the loan portfolio.
Skills and Specification
- Bachelor’s Degree in Banking & Finance or Accounting
- 1 – 2 years prior experience in the credit department in commercial banks or any financial sector.
- Prior experience in Microfinance banking will be an added advantage
- Organisational and time management skills.
- Ability to work effectively in a team environment.
- Negotiation and internal relationship building.
- Sound written and verbal English communication skills.
- Advanced computer skills (MS Word, Excel, PowerPoint).
- Analysis and reporting skills.
- Proficient typing skills.
- Problem solving and decision making.
- Applicants must reside within Lagos.
Other Requirements:
- Good understanding of business processes.
- Ability to communicate and to maintain good relations with the client.
- Good presentation skills and excellent courteous attitude; social concern.
- Ability to work in confidentiality; ability to work in the field.
HOW TO APPLY
Interested and qualified candidates should send their Resumes to: [email protected] and copy: [email protected] using the Job Title as the subject of the mail. E.g (SME Officer Ibadan).
Deadline: August 5, 2022
Job Features
Job Category | Banking / Insurance |