JOB TITLE: Credit / Loan Officer
JOB LOCATIONS: Abia, Akwa Ibom, Lagos and Ogun
JOB DETAILS:
- We are looking for a Loan Officer to evaluate, authorize approval or deny loan applications for people or for businesses.
- You will act as a liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.
Responsibilities
- Evaluate credit worthiness by processing loan applications and documentation within specified limits
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Determine all applicable ratios and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Justify decisions (approvals/rejections) and report on them
- Complete loan contracts and counsel clients on policies and restrictions
- Update job knowledge on types of loans and other financial services
- Maintain and update account records
- Assess customer needs, explore all options and introduce different types of loans
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
- Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
- Οperate in compliance with laws and regulations and adhere to lending compliance guidelines.
Requirements
- Interested candidates should possess an OND / NCE / HND / B.Sc qualification
- 0 – 2 years of work experience.
Salary
- N50,000 – N60,000 / month.
HOW TO APPLY
Interested and qualified candidates should kindly forward their CV to: [email protected] using the Job Title as the subject of the mail.
Deadline: December 31, 2021
Job Features
Job Category | Loan Recovery Officer |