View Jobs at Neptune Microfinance Bank |
Full Time |
Lagos |
Posted 1 year ago |
Job Title: Experienced Loan Officer (SME and Micro)
Location: Ikeja, Lagos
Employment Type: Full-time
Job Brief
- Portfolio Officer is responsible for underwriting, credit monitoring, and managing the Bank’s various loan portfolios to achieve efficiencies and quality of the process and related lending products and services.
- Sell loan products and meet loan production targets
- Perform business development tasks, including managing the pipeline by generating leads and referral business, and maintaining relationships with existing and past clients
- Meet and communicate with applicants to explain the risks and benefits, as well as the terms of loan products and government regulations
- Obtain relevant information and evaluate apllicants’ financial status, including credit history, debt-to-income ratio, and appraisal reports, to determine recommendation for loan approval
- Ensure all necessary information and documentation is submitted
- Consistently deliver first-class customer service
- Follow up with customer on over due repayment (Recovery)
- Payments- to vendors, transfers to customers.
Requirements and Skills
- Candidates should possess a Bachelor’s Degree qualification with 3 – 10 years work experience.
- Proven working experience as a Loan Officer
- Familiarity with computers and banking applications/software
- Solid understanding of direct/indirect lending products and practices
- Excellent communication and interpersonal skills
- Customer satisfaction orientation and sales competencies
- Ability to work in a goal oriented environment.
HOW TO APPLY
Interested and qualified candidates should send their CV to:[email protected]using the Job Title as the subject of the mail.
Deadline: July 1, 2023
Job Features
Job Category | Loan Recovery Officer |