View Jobs at Kuda Bank |
Full Time |
Lagos |
Posted 2 months ago |
We are recruiting to fill the position below:
Job Title: Head of Credit Risk
Location: Lagos
Job Type: Full-time
Role Overview
- Join us at Kuda in this pivotal role and be the driving force in shaping and optimizing our Credit Risk strategies!
- We are currently searching for a dynamic Head of Credit Risk to lead the Credit Risk team, spearhead the implementation and execute Kuda’s Credit Risk policies.
- You’ll have the opportunity to drive streamlined collection practices and actively contribute to the development of relevant policies and protocols.
- In addition, you’ll get to ensure precise reporting and strict adherence to Credit product practices within Nigeria.
Responsibilities
- Lead the Credit Risk team, end-to-end strategy roadmap and execution
- Ensure proactive advocacy and steadfast adherence to Credit policies
- Design Credit policies tailored to the unique dynamics of Kuda MFB in Nigeria
- Build and operate the underwriting function for both consumer and business credit
- Managing a team of underwriters, providing guidance, training, and feedback to ensure consistency and adherence to established underwriting standards
- Spearhead active and compliant collection practices, demonstrating a commitment to regulatory standards and guidelines
- Lead the strategic implementation of Credit initiatives within the Nigerian market, aligning efforts with organizational objectives
- Establish, build and actively manage various relationships with external partners
Requirements
- 10+ years of experience, with at least 4 years in a leadership position specifically within Credit Risk Management
- Extensive background in financial services or Fintech, underscoring a deep understanding of the industry’s nuances and dynamics
- Solid understanding of Credit regulation within the Nigeria banking industry
- In-depth hands-on expertise in the administration of Credit Risk policies, the Credit underwriting process, Credit Risk scoring methodologies, and precise calculation of unit costs for risk products
- BSc in Accounting, Economics, Banking, Finance and Commerce (or relevant fields)
Benefits
At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:
- Pension
- Competitive annual leave plus bank holidays
- Group life insurance
- Health insurance
- L&D training
- We are advocates of work-life balance and offer a 3-day-per-week remote working option
Application Closing Date
Not Specified.
Job Features
Job Category | Head of Credit Risk |